How do Wallet payment methods work?

Digital wallets for cards focus on electronic versions of physical cards provisioned into a digital wallet, typically on a mobile device. These digital wallets use the same card networks as the physical version of the card. Some examples are Apple Pay, Google Pay, Amazon Pay and Samsung Pay.


Other payment methods such as WeChat Pay or Alipay are also digital wallets but these do not use a digitized card. For further information about non-card wallets, check the corresponding wallet’s page on our documentation.


Finally, there are many benefits when it comes to wallet payments:

  • Stable and high conversion rates
  • Simplified checkout process
  • Reduced friction
  • Secure (low fraud rate)
  • Simplified merchant onboarding process
  • Wide coverage (check the specific wallets docs page for supported countries)


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