Can my business submit Level 2/3 data?
By submitting Level 2/3 data you can cut your Interchange rates on US domestic transactions by up to 90 basis points. At the same time, your shoppers will see additional information about their purchase on their credit card statement. For more information on which transactions are eligible, see Level 2/3 data qualification requirements.
Not all businesses can submit Level 2 and 3 data. If your business has one of the following Merchant Category Codes (MCC) you are not eligible for submitting Level 2/3 data, but it might be possible to pass another type of additional data to obtain interchange incentives (see third column):
MCC
Card scheme
Data Type
4112 (Passenger Railways)
Mastercard and Visa
Unavailable
4411 (Steamship and Cruise Lines)
Visa
Unavailable
5812 (Eating Places and Restaurants)
Mastercard and Visa
Unavailable
5814 (Fast Food Restaurants)
Visa
Unavailable
5812 (Eating Places and Restaurants)
Mastercard and Visa
Unavailable
5814 (Fast Food Restaurants)
Visa
Unavailable
Note: Data Type is the applicable data type to send for the merchant under that MCC.
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