What’s the difference between PCI PTS 5 vs PCI PTS 6?

PCI PTS 5 is the current version, set to be replaced by PCI PTS 6 by the 30th of April 2026. The new version builds on the current one by introducing advanced security measures that address emerging threats and offer enhanced protection against fraud and regulatory penalties.

These updates are crucial for several reasons. As fraud tactics evolve, stronger security standards are necessary to mitigate new risks. The rise of contactless payments and mobile wallets also calls for secure integration to protect transactions. Lastly, staying compliant with the latest regulations ensures businesses avoid penalties while maintaining consumer trust.

Let’s dive into some of the key updates.

• Stronger encryption standards: These algorithms safeguard sensitive payment data during transmission and storage.

• More advanced authentication methods: Multi-factor authentication strengthens transaction security and access controls.

• Improved physical security: Devices are designed with stronger tamper-resistance features to prevent unauthorized access or data breaches.