What Protect is

Risk management tool Protect

Protect is our built-in risk management solution helping businesses to make the right decisions and fight fraud, reduce costs, and increase conversion using powerful machine learning models trained on Adyen global transaction data and supplemented with some static risk rules.

Customizable Risk Management

Every business faces unique risks, making a one-size-fits-all solution ineffective. Protect addresses this challenge by offering a balance between robust risk management and seamless customer experience. It detects, prevents, and responds to fraud using a combination of machine learning technology and manual risk checks.

Protect Tiers

RevenueProtect is available in two tiers: Basic and Premium

Protect Basic

Protect Premium

Bot attack detection: rule-based model to detect the likelihood of high-velocity attacks such as card testing.

Adyen Provided Risk Lists (Block/Trust Lists) include various shopper details and identifiers such as address, email domain, IP address, name, email, phone number, shopper reference, card number or bank account number (IBAN), and bank identification number (BIN).

Dynamic 3DS

At no extra cost. 

Basic features

Plus: 

- Machine learning fraud detection with Adyen global transaction data 

- Custom rules

- Custom Rule Backtesting

- Profile & Rule Analytics

- Experiments

- Case Management

- Custom Lists

- Dynamic 3DS in combination with custom rules

Additional fee. 

Benefits

Adyen global transaction data

Unknown shopper to you, recognized by us

Benefit from Adyen’s insights gathered from data on all of our merchants and their shoppers, in any channel, everywhere. Our customers can prevent, detect and fight fraud with conversion in mind by leveraging the strength of Adyen’s single platform. We achieve this by introducing two additional dimensions to risk decisioning and automation:

  • Adyen’s proprietary machine learning models. Designed to make risk decisions based on business oriented outcomes.

  • Adyen global transaction data and shopper data. Up to 80% of new shoppers to our customers are already recognized by us.

Automation without giving up control

Optimal risk decisioning with no overhead

Automatically block fraudulent transactions based on our platform’s expertise. Enrich pre-set profiles with your own action based rules.

  • Simplified rule management with out-of-the box options

  • Reduced false positives through machine learning

  • Mitigate bot attacks and block policy abuse

Conversion oriented outcomes

Experiment, test and scale your risk strategy

Replace isolated sequential decisions with optimal full-funnel interventions to ensure that as much of the purchase makes its way to your bottom line.

  • Backtest changes before setting them live

  • Utilize risk data to inform payment optimization decisions, such as risk-based authentication and dropping CVC requirements for low-risk transactions, present or route to the optimal payment method

  • Optimize underperforming risk profiles