Can I still use my Dynamic 3DS rules with 3D Secure 2?

Dynamic 3D Secure is a rules-based system that gives you control over which transactions are sent for 3D Secure (3DS) authentication. You can set up specific rules at the company or merchant level to determine when to trigger 3DS.

Once your rules trigger a 3DS check, Adyen's Authentication Engine takes over. It uses a data-driven approach to decide the best authentication path. Based on the historical performance of the card's Bank Identification Number (BIN), the engine intelligently routes the transaction to either 3DS1 or 3DS2 to maximize the chance of a successful conversion while minimizing friction for the shopper.