Is the risk rule checked before or after the authorization?

Q: Is the risk rule checked before or after the authorization?

<html><head></head><body>Almost all risk rules do run before authorisation. This in order to filter out all suspicious orders before the payment request is sent to the card issuing bank. In addition, the <a href="/knowledge/risk/risk-profiles/how-do-i-create-and-use-risk-profiles" target="_blank" data-track-title="Is the risk rule checked before or after the authorization?" data-track-text="Risk Profile">Risk Profile</a> contains a few risk rules that trigger post authorization. These are: <ul><li>Billing address does not match card holder address (AVS)</li><li>Card Verification Code (CVC2/CVV2/CID) does not match</li><li>Liability shift status</li><li>All PayPal rules</li></ul> When clicking on the risk score of the payment, you’ll see a breakdown between the pre-auth and post-auth rules.</body></html>

Question

Accepted Answer

Almost all risk rules do run before authorisation. This in order to filter out all suspicious orders before the payment request is sent to the card issuing bank.

In addition, the Risk Profile contains a few risk rules that trigger post authorization. These are:

Billing address does not match card holder address (AVS)
Card Verification Code (CVC2/CVV2/CID) does not match
Liability shift status
All PayPal rules

When clicking on the risk score of the payment, you’ll see a breakdown between the pre-auth and post-auth rules.

Is the risk rule checked before or after the authorization?

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