What are the fees on my invoice?

The Monthly invoice is an overview of all the processed volume of your account of the previous month. It also shows all products and corresponding fees that are charged.

Processing invoice

The processing invoice includes the processing and the payment method fees.

Processing fees

Processing fees, also known as gateway fees or transaction fees, are charged when Adyen receives a payment request or a refund request from the merchant.

Payment method fees

Payment method fees is a broad category that encompasses the majority of the transactional revenues and costs associated with our acquiring service.

• Markup: A fee that Adyen charges for its acquiring services.
• Scheme Fees: A fee paid to the card scheme for each payment transaction made with the card scheme. The fee amount is determined by the corresponding card scheme.
• Interchange: A fee paid to the issuing bank for each payment transaction made via a card network. The interchange fee amount is determined by the corresponding card network.
• Blend: This is an all-encompassing negotiated fixed fee rate to cover Adyen's cost of offering a specific payment method.

The counts for the Interchange, Scheme fee Visa & Mastercard and Markup categories should match up as those are applied on all settled transactions. The Authorization fees are for transactions that do not proceed to the capture stage. Broken down further you may see Scheme fees for different Authorization states:

• Authorized: Scheme fees associated with zero-auth transactions and auth-adjustments.
• Canceled: Scheme fees associated with authorized transactions that were canceled.
• Expired: Scheme fees associated with authorized transactions but not captured by the merchant before expiry.
• Refused: Scheme fees associated with transactions refused by the issuer or Adyen’s risk system.
• Refused retries: Scheme fees associated with retried transactions that were refused.

Non-Transactional Scheme Fees

Non-Transactional Scheme Fees is a category of Scheme fees  calculated monthly on an aggregated set of transactions. They're passed on directly from the card schemes without a mark-up and appear on the monthly invoice with a billing delay. You can read about this category in more depth on this page.

Other fees 

Adyen will charge these fees when the merchant receives the product or service. Below is an example of some other fees you may see on your invoice.

• Refund Fees
• Chargeback Service
• Revenue Protect Service
• Authentication Engine
• Network Token Service

The Terminal Service invoice

The terminal service invoice includes:

• Terminal replacement fees
• Sim Card Subscription

The Terminal Sales Invoice

The terminal sales invoice includes:

• Terminal sale fee(s)
• Terminal accessories fee(s)

Tip: Learn how to reconcile the fees on your processing invoice.

Tip: Learn how to edit any setting on your invoice.