What is settlement delay?

How settlement delay works

The settlement delay is the (possible) delay, or time it takes for a transaction to be Settled (from SentForSettle) or Refunded (from SentForRefund). These statuses are detailed in the payment lifecycle.

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The settlement delay depends on the payment method used and can vary from 1 to 45 (calendar) days. Find below an indication of common payment methods and their expected settlement delays:

Credit Card

Depends on the issuer country/region. Typically up to 7 days.


Bank transfer

Up to 3 days.


iDeal

Up to 4 days. Refunds up to 4 days.


Paypal

Up to 5 days.


Klarna

Up to 4 days. For Sofort: Up to 7 days.


DOKU

Up to 30 days. It depends on the chosen bank.


AfterPay

Up to 45 days. 

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