What is settlement delay?
How settlement delay works
The settlement delay is the (possible) delay, or time it takes for a transaction to be Settled (from SentForSettle) or Refunded (from SentForRefund). These statuses are detailed in the payment lifecycle.
The settlement delay depends on the payment method used and can vary from 1 to 45 (calendar) days. Find below an indication of common payment methods and their expected settlement delays:
Credit Card
Depends on the issuer country. Typically up to 7 days.
Bank transfer
Up to 3 days.
iDeal
Up to 2 days. Refunds up to 3 days.
Paypal
Up to 3 days.
Klarna
Up to 3 days.
DOKU
Up to 14 days.
AfterPay
Up to 28 days.
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